Is Zero-Down RV Financing Possible?
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Most people finance their RVs, but some financing options still require a large down payment. So is it possible to get an RV with zero-down financing?
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Here, we’ll share everything you need about RV financing and whether zero-down is worth considering.
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Like many other large purchases, RV financing is a loan a buyer secures through a bank, credit union, or other financial institution.
What Is RV Financing?
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Financing an RV can be challenging because many banks and financial institutions see them as luxury purchases.
Is It Hard to Finance an RV?
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Some lenders offering zero-down options may require higher monthly payments or interest rates to minimize their risks of funding a bad deal.
Is Zero-Down Financing Available for an RV?
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Generally, a down payment of 10% to 20% of the purchase price is typical for RV financing.
What Is the Typical Down Payment on an RV?
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- You Don’t Have Wads of Cash on Hand
- You Plan to Pay off the Rig Soon
Reasons to Consider Zero-Down RV Financing
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- Harder to Find Financing
- Likely to Get Higher Interest Rates - You’re Likely Underwater from the Start
Reasons to Avoid
Zero-Down RV Financing
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